Many online buyers will call a lender while they're looking to seek information about financing. In the process, they become "pre-qualified". That gives them a good idea of what they can afford, or more accurately, what loan amount they qualify for.
You should take it one step further.
If you aren't already, get yourself pre-approved now. You'll be in a stronger position to buy when you find the right home. You become pre-approved when you actually apply for a loan. The lender checks credit, verifies employment, and often verifies that you have sufficient funds to close.
Then once you find your dream home, just about the only thing left is the appraisal. Sellers prefer pre-approved buyers because it can cut significant time out of the closing process. Pre-approval can really help you to determine your price range, which helps you narrow your choices of homes to buy. You will already know how much you can afford before you even start looking.
Call or email us today if you're already pre-approved or would like to learn more about pre-approval and get the buying process started - we are here to help! RealEstate@LandLhome.com | 630.280.9713 | 630.280.9378